How to Fix a Cracked Credit Card

Credit cards are a convenient tool for making and receiving payments. They also offer the convenience of having their own account number, which means that you can use them to save money or make purchases without carrying cash with you. Unfortunately, sometimes credit cards get cracked, and it becomes a hassle for the users. SO we are going to discuss a technique on how to fix a cracked credit card.

How to Fix a Cracked Credit Card

How Credit Cards Gets Cracked?

With all of the things that a credit card can do these days, from earning miles and points to paying for purchases and even opening doors to exclusive savings offers, it’s easy to see why so many people love them. While not everyone properly uses their cards and always pays off every balance by the due date each month, credit cards themselves are very reliable because they have become heavily guarded pieces of plastic made from laminated materials resistant to physical damage or demagnetization through everyday handling. There is one major exception when cracking a credit card: dropping it on hard surfaces.

The number one cause of cracked credit cards is when someone drops their wallet or purse containing several different items onto a tile floor or another hard surface. Other common reasons for cracked credit cards include: getting caught in a door, purse-snatching, leaving your wallet or purse on the back seat of your car, and returning to find it stolen by someone who broke a window and, unfortunately, even freezing.

How to Prevent Credit Card From Cracking?

Whether you are one of the many people who have ever cracked a credit card or you see yourself as being too careful with money ever to do so, here are some steps that can be taken this very moment to prevent any further damage from occurring to your card(s).

  • Check for signs of cracking right away.   Take every single credit card out of your wallet and go through them one by one, looking closely at their fronts and backs at both ends (top and bottom) of the card to check for any signs of cracking.  
  • If a card is cracked, remove it from your wallet immediately and apply some common sense.
  • If you don’t think it can be saved, contact the bank that issued the card directly by phone or online and tell them what happened to their credit card. Ask if they will send out a replacement because you already need one to operate, including paying for gas (if filling up at a station), food, buying clothing, books, or other items that require using an ATM linked via Visa or MasterCard network.
  • Then, Always use Polycarbonate/hard plastic-type of cards, those made with soft material will easily fall apart and tear if they get cracked.
  • Try to keep them away from water and other elements like sand storms, hot temperatures, etc.
Broken Credit Card

How to Fix a Cracked Credit Card

When a credit card cracks its surface because of the long time you carry it together with keys in your wallet or pocket and being subjected to various wear-and-tear conditions, it may no longer function properly. Instead of throwing away your cracked credit card, there are ways on how to fix a broken credit card instead so you can still use it.

Originally, credit cards are made of PVC and other synthetic plastics durable enough to last a lifetime. But today’s credit cards are instead made from plastic polymers that can crack easily because they have less flexibility when compared with the older ones. Some of the factors why cracked credit card happens to include:

Step 1:

Place the cracked side over the book or table as shown in image one while keeping the other side up. This will make it easier for you to find the crack and stick the putty evenly.

Step 2:

Using your fingers, spread a generous amount of epoxy glue on the broken area as shown in image two while covering the entire plastic surface. Be careful not to use too much glue, or else it’ll overflow when pressed together with another side. If you’ve done so, wipe off the excess glue using your fingers gently by running it from one corner to another until all visible patches are totally removed. 

Step 3:

Place the other side down as shown in image three, then firmly press them against each other using something flat like a book with enough thickness but light enough to handle. This is what you should do if your card has a chip embedded in it.

Step 4:

After 24 hours of the epoxy glue dry, you can use your credit card again by taking out whatever amount is needed from the ATM or using it as payment when buying something online.

Gluing credit card

If these methods don’t work for you, you can always opt to send it back to its manufacturer, who will likely replace it with a new one free of charge if they find out that cracking is already due to manufacturing defect and not due to mishandling on your part.

Precautions While Fixing a Cracked Credit Card

You must carry out the following safety measures while fixing a cracked credit card:

A minor crack in your credit card should be treated with caution. While small cracks may not seem like much of a problem, they make it easier to steal information stored on the microchip embedded within.

If there are signs of significant damage caused by heat or chemicals, then your Credit card will have to be replaced as the chip has likely been damaged and cannot be repaired properly.

Use an old toothbrush or Q-tips to gently remove dirt from underneath the surface of your cracked plastic card. This is important because, without proper cleaning, there is a risk that paint will not stick effectively during reattachment. If this occurs, then the crack could worsen over time.

Immediately clean the area around the crack using soap and water or rubbing alcohol to prevent dirt from spreading further on your credit card surface. It is also a good idea to keep some cleaning wipes in your wallet, so they are readily available in case of an emergency.

Ensure that you wash all of the soapy residues off completely with warm water before drying with a dry cloth. This will help ensure that PVA glues stick properly after painting over the cracks.


Craked credit cards can always be a risk for the user. So we hope that the process we have described here will surely help fix the cracked credit card. Thank you, and  have a good day

You may read also: How to Fix a Demagnetized Card

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